Now accepting early access

Your household's goals,
finally working for you

Covewise is a voice-first financial companion that knows what your household is working toward — and helps you get there. Not just tracking. Actually moving.

No spam. No credit card. Just early access when we launch.

Bank-level security
Voice-first experience
Built around your goals
Powered by Plaid

Why Covewise

Finance that actually knows
what you're working toward

Built around your goals

Tell Covewise what you're saving for — a home, vacation, debt freedom, retirement — and every insight orients around that. Not generic budgets. Your actual goals.

Just ask

"We have $400 extra this month — what should we do?" Covewise reasons through your goals, models the tradeoffs, and gives you a real answer. No dashboard required.

Automated tracking

Transactions arrive automatically from your bank via Plaid. Receipts captured from email, your camera, or any app. Near-zero manual entry.

Built for households

Whether it's just you, a couple, or a growing family — Covewise handles shared goals, multiple accounts, and different financial pictures under one roof.

Every dollar counts

Stop leaving rewards on the table. Covewise tells you which card to use at checkout and surfaces missed cashback — all connected to your goals.

Private by design

Bank-level encryption at rest and in transit. Pseudonymization and field-level encryption mean your financial data stays yours — always.

See It In Action

A financial conversation
that actually goes somewhere

You
We just got our tax refund — $2,400. What should we do with it?
CW
Nice timing. Here's what I'd suggest: $1,800 toward your credit card eliminates it entirely and saves $340 in interest. The remaining $600 into your beach house fund moves your target date from October to mid-August. Want me to set that up?
You
Yes — do it.

How It Works

Set up in minutes.
Working for you the same day.

01
Connect your accounts

Link your bank, credit cards, and loans securely via Plaid. Covewise pulls in your transaction history and builds a full financial picture.

02
Tell us what you're working toward

Buying a home? Eliminating debt? Saving for a trip? Just tell Covewise in plain language — by voice or text. It builds your goal structure from there.

03
Ask anything, anytime

Talk to your financial companion the same way you'd talk to a trusted friend who happens to be great with money. Covewise keeps track so you don't have to.

04
Watch your goals move

Every transaction, every decision — Covewise connects it to your goals in real terms. Not percentages. Actual timelines and dollar amounts.

A calm, smart place for your household's financial life.

Join the waitlist and be first to know when Covewise opens its doors.